PRIVACY NOTICE

For California consumers, please view the California Privacy Policy

Rev. March 2025

FACTSWhat Does CMG Home Loans Do With Your Personal Information?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

• Social Security number and Income

• Credit history and Credit scores

• Mortgage rates and payments and Employment information

When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons CMG Home Loans chooses to share; and whether you can limit this sharing.

Reasons we can share your personal informationDoes CMG Home Loans share?Can you limit this sharing?

For our everyday business purposes -

such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes

No

For our marketing purposes -

to offer our products and service to you

Yes

No

For joint marketing with other financial companies

No

We don’t share

For our affiliates’ everyday business purposes -

information about your transactions and experiences

No

We don’t share

For our affiliates’ everyday business purposes -

information about your creditworthiness

No

We don’t share

For our affiliates to market to you

No

We don’t share

For nonaffiliates to market to you

No

We don’t share

Questions?

Call 1.800.501.2001 or go to https://www.cmghomeloans.com

Who We Are

Who is providing this notice?

CMG Home Loans

What We Do

How does CMG Home Loans

protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law.

These measures include computer safeguards and secured files and buildings.

How does CMG Home Loans

collect my personal information?

We collect your personal information, for example, when you

• Apply for a loan or Give us your income information

• Provide employment information or Provide account information

• Give us your contact information

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?

Federal law give you the right to limit only

• sharing for affiliates’ everyday business purposes - information about your creditworthiness

• affiliates from using your information to market to you

• sharing for non-affiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions

Affiliates

Companies reacted by common ownership or control. They can be financial and non-financial companies.

• Our affiliates include financial companies under common ownership such as Bank CMG, EVO Home Loans, LLC dba EPIQ Lending; NextMortgage, LLC; Select Lending Services, LLC; The Gibraltar Group Mortgage, LLC; Linked Home Loans, LLC dba HomeGuide Mortgage; Home Mortgage Advisors, LLC; and Reliance Mortgage Partners, LLC.

Nonaffiliates

Companies not related by common ownership or control. They can be financial and non-financial companies.

• CMG Home Loans does not share with nonaffiliates so they can market to you.

Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

• CMG Home Loans doesn’t jointly market.

Third-Party Personal Data: Personal Data relating to third parties stored in your email and mobile device address books, including, without limitation, names, email addresses, and phone numbers. Third-Party services may request permission to access such Personal data.